Policy Advantages For Seniors

A good close to your life includes making sure you leave no liabilities for your loved ones after you move on. Many of you know that burial and funeral expenses are not cheap. A decent funeral can cost anywhere from $7,000 and up, and costs are rising year on year. Most seniors realize that this is a sizable amount of money and do not want to irresponsibly leave this cost for their loved ones to pick up and leave bitter feelings at the end of a life full of loving memories. Therefore, many opt for Burial Insurance, as the right and responsible thing to do.

Burial Insurance for Seniors is a type of permanent life insurance coverage where you pick a dollar amount that you would want spent on your burial, and pay the appropriate premium through the rest of your living years. With Burial Insurance, your premium is locked and rates do not change as you advance in age. You can therefore plan your budget to include this fixed amount every year.

Funeral Expenses

Funeral expenses typically include the following:

Embalming $500
Other body preparation $200
Casket $2,200
Vault 1,100
Memorial Printed Package 100
Hearse 250
Service car / van 100
Transfer to Funeral Home 200
Use of Facility – Viewing 400
Use of Facility – Ceremony 450
Other professional services 1,500
TOTAL Funeral Expenses $7,000

Burial Insurance Coverage

Burial Insurance gives you:

Coverage of $2,500 to $50,000 (you choose the amount)

A locked-in premium that does not vary over the life of the policy

Permanent coverage for the rest of your life

Buildup in cash value with tax payable on withdrawal only

Eligible for ages 50 to 85

Other Post-Life Expenses

Upon your passing, in addition to funeral expenses, your family will also be liable for unpaid bills and taxes, and probate costs. Probate involves the legal process of distributing your assets and paying off outstanding claims, and often involves legal and professional expenses. You can select higher coverage with your life insurance policy to also cover your other after-life expenses.

Burial Insurance Health Criteria

Most seniors have either minor health problems such as escalated cholesterol or blood pressure, or major illnesses such as heart disease or cancer, and may not qualify for Burial Insurance. Such seniors, in particular, should know that they have several options, such as Guaranteed Issue Life Insurance. While a guaranteed issue policy is more expensive and carries modestly higher premiums, it is far better than not being covered.

Burial Insurance – Get The Best Rate


With Burial Insurance, it pays to shop around because rates can vary as much as 50% – 70% on equivalent policies. If you have been denied life insurance coverage in the past or are apprehensive about approaching insurance companies directly, please give us a call at 1-855-457-1243.

Our experienced insurance advisers will happily answer your questions, guide you through the application process, give you the best rates from top-rated and reliable insurance providers, and let you choose a Burial Life Insurance policy that best suits your needs and budget.

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Affordable coverage designed to fit your needs and budget.

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