Getting Contracted

Not Licensed Yet? 

The first step on your journey will be to get contracted with at least two of our carriers. Below are the links to contracting paperwork for each of those carriers. All contracting paperwork should be returned to your manager.  Not sure who your manager is?  Contact EFES Marketing at 1.800.765.0711 x461.

American Amicable (AmAm)
United Home Life (UHL)
Americo
Royal Neighbors of Americo (RNA)
Foresters
Occidential

Americo requires Errors and Ommissions insurance (E&O).  Two choices at a reasonable cost are listed below:

Calsurance
CNA

After you have completed the carrier contracts you will need to complete the EFES Start Up Kit. 
To download an EFES Start Up Kit please click on STEP TWO - EFES Start Up Kit.

After you are approved you will have immediate access to...

The EFES Website   

• Product Information - Our Website you will be able to obtain product knowledge on any company that you are contracted with.  We recommend you print the Agent Guides for each company.   Familiarizing yourself with the underwriting guidelines will help you to get more clients protected and you getting paid more often.

• Leads - You will be able to order leads 24/7 through our Shopping Cart

• Regional Sales Director and Agent Audio Clips - We have included a training section.  In this section you will have access to over 100 audio clips, sales presentations / training, and rebuttals.