"EFES lead program is the very best, they keep you busy selling. The girls in the home office are awesome. They make sure your application is accurate before sending it to the carriers and will do what ever it takes to make sure that application gets approved. If you have a strong work ethic and our willing to put in some long days EFES has a proven system for you to obtain your goals. EFES will go out of there way for you to make sure you get to where you want to, you just got to be willing to roll up your sleeves and get to work."

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Years of Experience : 14 Years
Average Monthly Premium : $20,000

"What is the difference between EFES and other lead programs? Everything! I never have to worry about being delivered old leads, reworked leads or being sent outside of my direct area. The leads are delivered straight online for easy printing and the online organization is unlike any tool I have ever seen."

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Years of Experience : 15 Years
Average Monthly Premium : $18,000

"Lead drops I had done in the past returned about 1% or less at a cost of $40 or more per lead. The quantity EFES provides is double at just a cost of less than half. I am more productive by far and my time is now spent in front of interested clients."

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Years of Experience : 17 Years
Average Monthly Premium : $20,000

"EFES' lead program is the best system I've ever worked. I am supplied with a steady flow of leads every week that haven't been worked by any other agent. And EFES' home office support is unsurpassed; they promptly process apps, get right back to me and express a caring spirit."

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Years of Experience : 2 Years
Average Monthly Premium : $25,000

"Working with Equita Final Expense has been a positive experience : everything from the large client base, the expandability, the financial expertise-I enjoy the new and awesome approach EFES provides!"

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Years of Experience : 5 Years
Average Monthly Premium : $20,000

"EFES has a true success system that will never fail. Their office support helps me to stay focused and sell, and the steady leads have allowed me to sell more life insurance than I ever have in my career. !n addition to selling, I have been able to start my own agency and am now actively recruiting and training agents on a regular basis. I would recommend anyone out there who is looking for a steady home look no more. Bottom Line: This is the place to be. Period."

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Years of Experience : 25 Years
Average Monthly Premium : $17,500

"After 24 years in the business I can truly say the EFES approach, support and effort from the entire organization [and each employee] makes you feel like family. Only you can limit how far you go with this program."

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Years of Experience: 5 Years
Average Monthly Premium: $17,500

Working with EFES has changed my life dramatically and in a good way. I’m happier because I’m my own boss. I am seeing more people now more than ever in less time. Most importantly, I’m making a lot of money. This is the most cost effective and consistent system I have ever worked with. The leads are also always fresh and never stepped on. I’m used to fixing all my mistakes and dealing with the insurance companies all on my own. I feel the EFES home office helps to relieve some of that burden.

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Years of Experience : 22 Years
Average Monthly Premium : $15,000

"EFES' powerful team of final expense experts help any agent or manager achieve their goals quickly. Finally a lead source that has raised the bar! Knowing you have the most unique leads in the industry gives you a real sense of job security."

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Years of Experience : 20 Years
Average Monthly Premium : $20,000

"Becoming licensed as a producing agent in 1975, I can honestly tell other advisors out there in the final expense market that THIS is the place to be. EFES has changed my life in the best possible way."

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Years of Experience: 25 Years
Average Monthly Premium: $32,000

"Working with EFES has changed my life in a way that keeps me more focused and goal orientated. I feel much more structured with my daily and weekly work habits. EFES allows me to concentrate more on my face to face sales interviews and far less time prospecting! It has made my career fun and exciting for me again! The management team is exciting and very energetic!"

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Years of Experience : 5 Years
Average Monthly Premium : $18,000

"Four and a half years ago I resigned from a 14 year career doing restaurant repair. I have spent time with two other companies in the final expense business since then and wasn't confident and satisfied with my career path. Although I was successful I felt like something was missing; 3 very important things to be exact. Then I found EFES and discovered the right fit. They provide excellent agent support, the most qualified leads and they have a perfect line of underwriting companies unmatched in the final expense market."

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Years of Experience: 2 Years
Average Monthly Premium: $15,000

"With EFES I never have to worry about leads. As long as I do my part the leads are there. It's not a crap shoot. I know how many leads I am getting without having to pay $50 to $75 per lead or more."

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Years of Experience: 8 Years
Agency Monthly Premium : $250,000

"I have been in the life insurance business for the past 7 years. At my prior company, I spent 4 years selling before I was allowed to build a team, and it took me over 2 years to get my team over $100,000 per month in annual premiums. At EFES, not only has my personal production increased, but Eric has helped me build a team over $100,000 per month in annual premiums in only 5 months! EFES has allowed me to grow as an entrepreneur, but with the support of an established company supporting me the entire way. The leads are new and qualified, and the products are extremely competitive! In addition, the leads are assigned direct to the agent, not through management, so my agents can rest assured that the leads they are working have not been sold previously. I finally have the freedom to grow as much as I put my mind too. Thanks EFES!"

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1 Year
$10,000

"EFES operates in a professional and organized manner with very good communications and they are always trying to make improvements that facilitate and encourage production and minimize roadblocks--- responsive to conveying and trying to remedy issues with carriers. The weekly training, plug & learns and website training modules are quite beneficial contributions from successful agents with lots of experience so willingly shared. As one who has had to make a career change, the training and field support provided through EFES has made this transition easier, and with a faster learning curve. Thanks EFES!"

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Years of Experience: 4 years
Average Monthly Premium: $15,000

"I am affiliated with a team of professionals that are smart, experienced, accessible, and enjoyable to work with. I think their system is efficient, fast, and easy to use. I can easily target specific areas that I want to work. EFES provides me several carriers that have the best rates in the country."

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Years of Experience: 15
Agency Monthly Premium: $350,000

"Today, more than ever, people want the security of working in a career that offers stability while also being something that they will enjoy. I have been fortunate to be doing something I enjoy; working with people who have become my friends; and offering a service that helps so many people. I began working with EQUITA in February 2005 and I make an excellent living while working with talented agents. We call our incredible team a "Crew" since TOGETHER we are navigating through the rough waters and offering our clients the many products they need to withstand the inclement weather of Life. Everyone wishes it was always 'smooth sailing', yet you have to chart your course, follow the trade winds and react properly when the seas are challenging. I am proud to say that my ship and crew have made a very positive difference. The success I enjoy with EFES is a combination of the delivery of a steady stream of quality leads; product lines that will help me close on those leads; and the peace of mind knowing that there are more leads on the way to me, so that I can continue building my business. This is a program that WORKS. All of this has enabled me to build a powerful agency with EFES that currently generates over $2,500,000 annually in life insurance premium with over 55 agents getting leads each and every week. Nothing comes easy in this life, and there is no substitute for hard work and persistence, but EFES has offered the support necessary, and my Crew and I have responded. By continuing on this course we have set, I feel confident in saying that 2009 will bring over $4,500,000 in annual premium and my Crew will grow to over 100 Agents ready to accept the challenge that will so positive affect the lifes of so many people now and in the future..."

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Years of Experience: 20 years
Average Monthly Premium: $18,000

“EFES has helped me by keeping me busy selling instead of prospecting. EFES provides me sales training and motivation. Since I’ve joined EFES I’m making more money than I was under other final expense lead generation programs.”

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1 Year
$18,000

“EFES offers a complete sales and marketing system. They just don’t send you a contract and hope you sell something. They are business partners.”

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Years of Experience: 12 years
Average Monthly Premium: $22,000

“EFES has allowed me to take my business to the next level. The flat rate lead system takes away the risk that I was taking when I was paying for bulk mailers. EFES always makes sure that I have enough leads, which are always personally mailed for me in my own protected territory. Being able to get as many leads as I need when I need them, and knowing what I’m paying for them, gives me the ultimate control that I need to write more business and make more money.”

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YEARS OF EXPERIENCE: 25 Years
AVERAGE MONTHLY PREMIUM: $10,000

"EFES is a different lead program. It's great to work with qualified leads. Other programs I have used had me working 60 hours a week and I was chasing leads. I now have more time to spend with my kids and enjoy life like never before."

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Years of Experience- 1 Year
Average Monthly Premium- $10,000

Having a system to plug into, coaches to guide my actions and train me, consultants to answer all my questions is a God send. With not a lot of experience in this business all the back up gives me confidence in the market place. Combine that with new fresh leads in my box every Saturday and I am excited all the time to go help seniors and my family at the same time. The main difference is that I can depend on the leads, and I agree with the wording on the mailers, which is clear and upfront. We are not trying to deceive seniors or take advantage of them, but find the ones that need our help. How often I hear “thank you for helping us, we thought we were too old for good insurance”. They are a total support team. Combing my applications, and keeping my sales flowing towards payment. Not just a source of “contracts”, but a real partner in action.

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Years of Experience: 1 Yr
Average Monthly Premium: $13,500

It has provided me with a tremendous earning potential and more flexibility to spend time with my kids if I need to. Working with EFES is an awesome, stress-free opportunity that I feel blessed to be a part of! I am new to the final expense business and this is the first time I have worked with a lead program in my career. Having leads this fresh is a huge factor in helping close the sale and beating other agents to the door. I really enjoy working with EFES. The support from the office staff and from Joe has been tremendous. They are very helpful and will do whatever it takes to help me be successful in the field.

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Years of Experience: 1 Year
Average Monthly Premium: $27,500

Finally, a company that delivers exactly what they promise! I can say without hesitation that the people in this organization, from top to bottom, are a class act. They operate with integrity, character and meaningful values. How great is it to wake up each day not having to worry about the integrity of the organization you work with? Not only the people at EFES, but the quality of the products and the companies we represent are top notch as well. I feel very fortunate to be a part of an organization that ensures it gives the best to its agents and clients. In my 28 years of selling and management in the sales arena, I have never worked a more quality lead than what has been provided to me at EFES. Many organizations “toot their horn” of having the best leads in the industry. Most of those firms never live up to that billing. Unfortunately, many of us have been the recipients of leads that were not what was promised. I will have to admit, when I first contacted EFES, I was very skeptical. I decided to contact the Regional Manager and go see him in action. I drove 12 hours, one way, to Tampa, Fla to test the quality of the leads and see him in action. Boy, that was one of the best career decisions I have ever made. Not only did the clients remember sending in the lead card, but many of them wanted and bought insurance from us. That experience gave me the confidence and the foundation to know that this organization lived up to their promises. I have thoroughly impressed with the quality and quantity of the leads from day one. I just wish I had found EFES earlier in my career. I have found in my career in sales that most organizations just want you to write some business for them and they care very little about offering training or support. Not only does EFES offer quality leads, excellent contracts, and superior products, but some of the best training and office support I have ever witnessed. I am so impressed that they are willing to share what the top agents are doing to be successful in this business. From day one, the management team has been there for me in offering support with clients, submitting business and ensuring I get paid quickly. In addition, the weekly conference calls from the top performers has helped me fine tune my skills in becoming a real player in this industry. As a result of all the support I have received, I was fortunate to set a company record by submitting 65 applications in one month. I owe a lot of this success to the attention to quality training and support by the management team at EFES.

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Years of Experience: 5 Years
Average Monthly Premium: $20,000

"The level of support is superb - from the local administrative assistant, to the home office teams of new business. Marketing support and the lead generation departments are outstanding. Their services and communications with the agents, on any area of concern, provide concise and timely issuance of business allowing the agent to secure new clients."

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