Equita Final Expense Services (EFES) is an Independent Marketing Organization specializing in the final expense marketplace.  EFES is part of a larger insurance operation that has been offering insurance and annuity products and services since 1986.  The home office is located in Dallas, Texas but serves markets throughout the United States. 

EFES offers its agents a broad spectrum of products (life, term, annuity and long term care) that are designed to meet the diverse needs of its client base.  However, the primary focus of its operations is the Final Expense arena.  In this regard, we contract with a variety of superior insurance carriers in order to provide a wide range of product choices and service options.  We are therefore able to tailor plans to individual customers with affordable rates and specific benefit provisions.  We also offer an in-house service organization that assists the agent with customer service and application-processing.

 EFES is designed to be an agent-focused organization.  Most of our agents are entrepreneurial by nature and desire the freedom that comes from building their own businesses.   To assist them in this process, we provide them with effective sales tools to be successful.  For that reason, we have developed a comprehensive, direct-marketing lead generation system.  These leads are fresh, responsive and viable.  They are geo-targeted and demographically-screened prior to being distributed to the agent.  They are also affordable by virtue of our program that allows the most productive agents to receive the lowest charges for their leads.

We are genuinely proud our products and services and are dedicated to building an operation that serves our agents and customers with value and integrity.